Multi-peril Crop Insurance is a risk management tool that producers purchase to protect against the loss of their crops due to natural disasters such as hail, drought, freezes, floods, fire, insects, disease and wildlife, or the loss of revenue due to a decline in price. Your agent can help you determine whether and if so, how much the federal government will subsidize your premium depending on the type of coverage you select.
Many farmers purchase Crop-Hail coverage because hail has the unique ability to completely destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop-Hail policy to protect high-yielding crops. In 2015, Crop-Hail liability was $37 billion, and premium was $977 million in the U.S.
Culver Insurance has three agents experienced with a combined experience of over 61 years in crop insurance.
Our agents are able to help simplify the complicated crop insurance options.